Capital withdrawal in the case of emigration
You are emigrating and wish to withdraw your pension capital
If you are leaving the economic area of Switzerland/Liechtenstein for good, then you are no longer insured under the mandatory occupational retirement provision. Therefore, under certain conditions you can have your departure payment paid out in cash. Depending on where you settle, different conditions apply to your cash withdrawal:
You are emigrating to an EU/EFTA country
If you are emigrating to an EU/EFTA country, you can withdraw the non-mandatory part of your departure payment in cash. The mandatory part of your departure payment must be paid into a vested benefits account with a Swiss vested benefits foundation. In exceptional cases there may be no compulsory insurance in your new country of residence. In these cases, it is possible to submit an application to the BVG security fund in order to have the mandatory part of your departure payment also paid out in cash.
You are travelling to a destination outside the EU/EFTA
You may withdraw the entire departure payment if you settle in a country outside the EU/EFTA.