Fairplay in occupational retirement provision

This is how fair play works in occupational retirement provision

We are committed to fairplay

For us, fairplay is at the heart of how we design and develop our solutions - so that occupational retirement provision remains strong for future generations.


This is how Vita is committed to fairplay in occupational retirement provision

Transparency

In order to counteract undesired redistribution, Vita is committed to fair, sustainable and flexible occupational retirement provision. It clarifies undesired redistribution and creates transparency.

Different investment strategies

Vita advises its customers on the choice of the appropriate pension planning solutions and investment strategy, taking individual needs and risk capacity into account.

Pension planning models and pension planning solutions

Vita develops pension planning solutions that ensure that as much of the investment return as possible also reaches the insured persons.

Vita fairplay studies

In collaboration with renowned research institutes, we collect relevant data on the topics of pension awareness, redistribution and asset development. With the knowledge gleaned, we contribute to greater transparency in occupational retirement provision and greater financial responsibility among the Swiss population. As one of Vita's insured persons, you also benefit from viable pension planning solutions that are developed in line with the latest trends - for a strong occupational retirement provision.

57%
of Swiss people do not count their pension fund assets as part of their fortune.
Fairplay study 2022
49%
view BVG contributions as a fee or tax.
Fairplay study 2022
63%
of Switzerland’s working population considers the redistribution of their retirement savings capital to be unfair.
Fairplay study 2022

Protect your savings

Fair pension planning solutions ensure that you and your employees receive as much of your savings as possible. Talk to the Vita pension team to find out how our solutions meet this requirement.

Our reports on the subject

Fairness rather than redistribution in the second pillar

Fairness rather than redistribution in the second pillar. Part 1: Fairness – what does it mean?

Recently, there has been increased discussion about fairness in occupational retirement provision. Why is this so? And what does fairness mean in this context?
Fairness rather than redistribution in the second pillar

Fairness rather than redistribution in the second pillar. Part 2: What is going wrong in occupational retirement provision?

Occupational retirement provision does not, by design, include a redistribution between generations – but it is nevertheless happening. What are the reasons for this and what impact does it have?
Education needed:  Occupational retirement provision is underestimated

Education needed: Occupational retirement provision is underestimated

For many people, occupational retirement provision from the 2nd pillar is the most important component of their income in old age. But its importance is underestimated. This has consequences.
At maxon, employees are well-provided for: both now and after retirement

At maxon, employees are well-provided for: both now and after retirement

At maxon, a company based in Sachseln, the well-being of employees is a top priority. This applies not only in terms of their professional everyday lives, but also with respect to occupational retirement provision.
Fair play in the  occupational retirement provision system

Fair play in the occupational retirement provision system

Vita and Zurich offer SMEs various models in the second pillar that optimize investment opportunities and reduce the extent of the undesired redistribution or avoid redistribution altogether.
New study: Serious gaps in knowledge of occupational retirement provision

Fair play Study 2021: Serious gaps in knowledge of occupational retirement provision

People in Switzerland are unaware that their pension fund capital forms part of their own assets. This has far-reaching consequences.
Occupational retirement provision: There is much more potential in our savings

Occupational retirement provision: There is much more potential in our savings

Month after month, we professionals pay into our occupational pension plans to save for our retirement – but ultimately we will probably only receive half of what would be possible under optimal conditions.

"If you enjoy doing something, there's no way not to be successful"

Two young entrepreneurs successfully start up a building supplies company. Even though retirement is a long way off, retirement provision is already relevant.