How are pension assets divided in the event of a divorce?

How are pension assets divided in the event of a divorce?

In the case of a community of acquisitions, the pension assets are usually divided equally. This means that the pension assets saved during the marriage are added together and divided by two. Pension assets saved before the marriage are not affected by this division.

In practice, however, there are other factors, such as real estate, which are taken into account in a divorce - divorce decrees can therefore look relatively complex in practice. However, the details of the financial agreement are a matter for the court, and the pension funds simply execute the judgment.

After the pension assets have been divided, both ex-partners receive a new pension certificate with the current assets. If your pension assets have decreased after the divorce, you can cover the shortfall at any time with a voluntary purchase into the pension fund.

Im­pro­ving retirement provision

Pension advice for private individuals

It pays to plan early

Based on an individual pension analysis, we show you how you can plan your retirement provision at an early stage and fill any pension shortfalls. So that you can look forward to the third stage of your life confidently.