When an employee gets divorced, the pension savings which have been accumulated during married life can be splitted. For divorce proceedings, the court usually requires a feasibility declaration, which includes details about the pension savings and all of the relevant information for the court.
To prepare the document we need:
As soon as we receive the final judgment of a Swiss court confirming your divorce, we will check to see whether you are obliged to pay a settlement or entitled to receive one.
If you are entitled to a settlement, we will send you an up-to-date certificate of insurance after receiving your share of your ex-spouse's pension plan savings. If you are obliged to pay a settlement, we will transfer the portion of your pension plan savings stated in the judgment to your ex-spouse and send you an up-to-date certificate of insurance.
If a pension gap is created as a result of the divorce payment to your ex-spouse, you can offset this at any time through a voluntary purchase. To review further options, arrange an appointment with our Help Point BVG.
As an employer you are not required to do anything. Your employees must take action themselves or the court will carry out the necessary clarifications ex officio.
The feasibility declaration contains, for example, a calculation of the retirement savings capital saved for the duration of the marriage.
To prepare the document we need:
The feasibility declaration is then presented to the divorce judge.
As soon as we have received the decree of divorce, we will transfer the savings assets. Once we have transferred a portion of the pension savings to the ex-spouse, we will send the employee an updated pension certificate. For you as an employer, this is likely to result in a slight change to the monthly risk costs premium.