What is the purpose of occupational retirement provision?

What is the purpose of occupational retirement provision?

Together with the AHV, occupational retirement provision is intended to ensure that the standard of living can be maintained after retirement. As a rule, however, benefits under the first two pillars cover only about 60 to 75% of the final salary. In order to maintain the standard of living after retirement, supplementary personal retirement provision is usually necessary.

In addition, risk benefits are also insured in the second pillar. In the event of death or invalidity, the person concerned or his or her dependents are entitled to a pension. The amount of these benefits is set out in the retirement provision strategy.

Im­pro­ving retirement provision

Pension advice for private individuals

It pays to plan early

Based on an individual pension analysis, we show you how you can plan your retirement provision at an early stage and fill any pension shortfalls. So that you can look forward to the third stage of your life confidently.