Our employees want to have their overall retirement provision situation reviewed. What is the best way to proceed?

If employees want to have their personal retirement provision situation reviewed, Zurich offers both financial planning and retirement strategy planning.

Financial planning:

During a financial planning session, the specialists analyze your personal retirement provision situation and show you how you can achieve your savings goals and close any gaps. In doing so, we will take into account your current living situation and the expected benefits from all three pillars. Financial planning is an ongoing process and should be adjusted each time life circumstances or goals change. The earlier financial planning is dealt with, the more and better options there are for retirement strategy planning.

Retirement strategy planning:

From the age of 58, it is a matter of specifically planning the third stage of life. In addition to the option of early or part-time retirement, there is also the question of whether the pension fund balance should be paid out as a pension or as a lump sum. The various options for withdrawals from the pension fund or pillar 3a – and their tax advantages and disadvantages – are also highlighted during a retirement strategy planning session.