Disability

Disability

What to do in the event of disability

If employees  become disabled for longer than three months as a result of sickness or an accident, Zurich will pay the premiums. If the disability due to illness lasts longer, employees will also receive a disability pension and a disability-linked children's pension for children eligible for a pension. The amount of the benefits is described in the pension plan.

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This is how you proceed as an employer

  1. Please notify us of your employee's inability to work over the Notification of inability to work form. At the same time, we ask you to have the form Authorization be filled in by your employee and to have it submitted to us:

    Zurich Insurance Company Ltd
    BVG Services
    P.O. Box
    8085 Zurich
    Leistungen_KL_Invaliditaet@zurich.ch
    044 628 20 91
  2. As soon as we have received your notification of your employee's disability to work, we will review the case and inform you about the next steps.
    Please also inform us if there is any change in the degree of your employee's disability to work.
  3. We will coordinate an optimum plan of action with all parties involved, support you as the employer for the entire duration of the insured event, and help you with the reintegration of your employee.

Please note

Further information on Zurich's Case and Care Management can be found on the Zurich website under Prevention and advice.

This is how you proceed as an employee

Your employer will notify us of your inability to work or disability.

After we have received the necessary medical documents and the waiting period indicated in your pension plan has expired, we will verify whether we have an indemnity payment obligation on the basis of the medical files we have received. If you receive a disability pension from the IV disability insurance, we will be sent a copy of the corresponding written decision. We will verify our indemnity payment obligation at regular intervals and will automatically contact you or the appropriate body if we require additional documents.

Your next steps

If you have become unable to work or disabled, please send your medical certificates and daily allowance statements to:

Zurich Insurance Company Ltd
BVG Services
P.O. Box
8085 Zurich
Leistungen_KL_Invaliditaet@zurich.ch
044 628 20 91