Is the amount of current pensions guaranteed or can they be reduced?

Is the amount of current pensions guaranteed or can they be reduced?

Regular pensions cannot be reduced; they are guaranteed for life from retirement. The situation is different if pension funds have granted voluntary pension increases (cost-of-living increases) over the past ten years. These can be canceled again, especially if there is a coverage deficiency in the pension fund.

Im­pro­ving retirement provision

Pension advice for private individuals

It pays to plan early

Based on an individual pension analysis, we show you how you can plan your retirement provision at an early stage and fill any pension shortfalls. So that you can look forward to the third stage of your life confidently.