Payment plan You wish to pay your BVG contributions in installments because liquidity is tight As an employer you are required to settle all ordinary contributions for your employees. In particular, these include the savings contributions, risk premiums and cost contributions. The risk premiums and cost contributions are usually due at the beginning of the year, and the savings contributions at the end of the year. For entries made during the year, risk and cost contributions are due on the entry date. In the event of resignation or retirement during the year, savings contributions are due on the date of resignation. We recommend that you transfer the contributions each month. This spreads the costs of the payments over the whole year, helping to prevent any payment difficulties. We invoice you for the contributions and debit them to your contribution account.Payments and credits will be credited on the value date.