How significantly am I personally affected by redistribution?

On average, around CHF 100 are redistributed annually from active insured to pension recipients. How high the amount is in your case depends on factors such as the insurance collective, annual salary, age and retirement provision assets saved to date. What applies to everyone: Given the compound interest lost, redistribution means that retirement provision assets will not grow as sharply across your entire professional life as might have been possible.

Employees who are insured via Vita Invest are not affected by unwanted redistribution at all. With this retirement provision solution, the company establishes its own pension fund with its own balance sheet and income statement.