The Vita Collective Foundation manages over 22 billion Swiss francs on behalf of its approximately 150,000 active insured members and 9,000 retirees, making it one of the largest pension funds in Switzerland. About 27,500 companies trust the foundation with their occupational retirement provision. It closed the 2025 fiscal year with a net return of 6.4 percent, with Swiss equities and real estate contributing the most to the return. The coverage ratio showed a positive trend and stood at 115 percent as of December 31, 2025.
In order to continue offering insured persons and policyholders the best pension planning solutions, the Vita Collective Foundation will be managed autonomously starting 2028. "In recent years, we have grown to a size that allows us to cover the risks of death and disability on our own," says Managing Director Rolf Wehrli. "As an independent foundation, we have more flexibility, and we can offer most customers a more attractive price while maintaining the same quality and security."
The Vita Collective Foundation has also revised its interest rate policy. In the long term, it will aim to provide an interest rate of about 3 percent per year. In 2026, retirement assets will earn interest at a rate of up to 4 percent. At the end of 2025, the foundation also announced the interest rate in advance for the last time; starting in 2027, it will be determined retroactively at the end of each year. This will make it easier to compare the benefits provided with those of other pension plans.
You can read more about reporting by the Vita Collective Foundation here: www.vita.ch/reports