In 2015, the Vita Joint Foundation generated an annual return of 1.2% in a demanding investment environment. The investment performance for Swiss pension funds in 2015 was 0.7%, but Vita Joint Foundation exceeded this by an additional 0.5% (performance comparison by the Swiss Association of Pension Funds ASIP). This is significantly higher than the important pension fund indices, the CS PK Index (0.9%) and the UBS PK Barometer (0.8%). You can find more details in the Investment Report 12/31/2015.
Insured benefit from high interest rates
In the years from 2012 to 2014, the broadly diversified investment strategy pursued by the Vita Joint Foundation already earned above-average returns on the savings capital of the insured. Thanks to this excellent earnings basis and an innovative pension planning model, the Vita Joint Foundation can pay high interest on the pension capital: 2.25% on mandatory savings and 3% on super-mandatory savings, even in the current low interest rate environment.
Careful management of risks
The volatile investment environment and the current market correction give no reason for the Vita Joint Foundation to change its broadly diversified investment strategy: «Our strategy is geared to long-term security and coordinated with the structure of the insured of our semi-autonomous foundation,» says managing director Samuel Lisse, adding, «Our innovative pension planning model also absorbs value fluctuations in the capital markets with a capital buffer.» The security of the pension assets is the most important goal of Vita Joint Foundation. «In 2016, we will continue to focus on carefully managing risks of the capital market,» sums up Lisse.
The largest semi-autonomous joint foundation with some 19,700 companies
The Vita Joint Foundation is the biggest semi-autonomous joint foundation in Switzerland with over 117,000 insured and some 19,700 companies. It manages pension fund assets worth CHF 10.7 billion.